Alliance Trust Savings Limited

Select SIPP | Child SIPP | Full SIPP

Full SIPP

The Alliance Trust Savings Full SIPP is an extremely flexible self-invested personal pension which allows investment in all areas permitted by HM Revenue & Customs, from equities to commercial property

Key benefits at a glance:

•	Full HM Revenue & Customs permitted investment choice
•	The Full SIPP is not tied to any fund manager or insurance company
•	Allows borrowing in line with HMRC restrictions, which are currently 50% of the net value of the pension fund for any investment purpose
•	Benefits paid via income drawdown, with the option to obtain benefits on a phased basis
•	Contributions accepted from employers, employees/directors, the self-employed and even those without earnings
•	Receive transfer values from most other pension arrangements
•	No duplication of the charges of any appointed investment manager
•	Member-agreed Adviser Remuneration paid directly from the fund by way of a simple process

Risk Warnings
Please remember the value of investments and any income from them can go up or down and you may not get back the amount you invested. All investments carry an element of risk which may differ significantly and if you are unsure as to the suitability of any particular investments, you should seek professional financial advice.

You should remember that the amount of tax relief depends on your individual circumstances and that the beneficial tax treatment of SIPPs may not continue in the future.

See Also
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Full SIPP Literature
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Interest Rates Table
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Important Information
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Order Handling Policy
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Conflicts of Interest Policy
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Consolidating Deed
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Full SIPP Rules 2008
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Alliance Trust Savings Limited is registered in Scotland No. SC 98767, registered office, PO Box 164, 8 West Marketgait, Dundee DD1 9YP; is authorised and regulated by the Financial Services Authority whose address is 25 The North Colonnade, Canary Wharf, London E14 5HS firm reference number 116115; gives no financial or investment advice.