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Stocks and Shares ISA

Our award winning Stocks & Shares ISA gives you the flexibility to invest in cash, your choice of stocks and shares, or a combination of both, with all the tax advantages of an ISA, and no annual administration charge


Key benefits at a glance:


Award winning – Voted Best Stocks & Shares ISA What Investment Magazine 2007, 2008 & 2009
No annual administration charge
Fixed flat rate online dealing charge of £12.50 per deal regardless of size of deal
No inactivity fees
Wide investment choice
No Capital Gains Tax or Income Tax
Access to Fund Supermarket including 100% commission rebates
Real time online and telephone dealing
A single view of all your investments
A consolidated quarterly statement and valuation


With effect from 6 October, ISA subscription limits have increased for some investors. The amount you can subscribe during the 2009/10 tax year is now dependent on your age.

Aged 50 or over on 5 April 2010?

The amount you can subscribe to an ISA has increased from £7,200 to £10,200.

You may subscribe the full £10,200 to a Stocks and Shares ISA, or up to £5,100 in a Cash ISA with the balance in a Stocks and Shares ISA.

Aged under 50 on 5 April 2010?

You may continue to subscribe up to £7,200 in total. The full amount may be subscribed to a Stocks and Shares ISA, or up to £3,600 in a Cash ISA with the balance in a Stocks and Shares

Make the most of your tax-efficient savings

From 6 October we will allow investors who meet the age criteria to subscribe the new amounts.

Remember, ISAs allow your investments to grow free from capital gains tax and there is no additional tax to pay on income.

Who can apply for an ISA
You can apply for a Stocks and Shares ISA if you are aged 18 or over and meet certain residency tests. An ISA can only be opened in your sole name.

For full details on how you can apply for a Stocks and Shares ISA click here.

Have all your ISAs under one roof
If you hold ISAs with other managers you can transfer them to Alliance Trust Savings and see all your ISA investments together in one place. You can also now transfer Cash ISAs into Stocks and Shares ISAs meaning you can diversify your assets and benefit from potentially higher returns offered by stocks and shares over the medium to long term.



Risk Warnings
Please remember the value of investments and any income from them can go up or down and you may not get back the amount you invested. All investments carry an element of risk which may differ significantly and if you are unsure as to the suitability of any particular investments, you should seek professional financial advice.

You should remember that the amount of tax relief depends on your individual circumstances and that the beneficial tax treatment of ISAs may not continue in the future.
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See Also
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Stocks and Shares ISA Literature
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Investment Choice
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pdf Table of Charges
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pdf Interest Rates Table
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How to Apply
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Important Information

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pdf Terms and Conditions
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pdf Alliance Trust Savings Handbook
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pdf Alliance Trust Savings Guide
     to Products and Services

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pdf Order Handling Policy
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pdf Conflicts of Interest Policy
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Alliance Trust Savings Limited is registered in Scotland No. SC 98767, registered office, PO Box 164, 8 West Marketgait, Dundee DD1 9YP; is authorised and regulated by the Financial Services Authority whose address is 25 The North Colonnade, Canary Wharf, London E14 5HS firm reference number 116115; gives no financial or investment advice.