1 What is Alliance Trust Asset Management?
Alliance Trust Asset Management Limited is a wholly owned subsidiary of Alliance Trust PLC. 'Alliance Trust' and 'alliancetrust' are the brand names of Alliance Trust PLC and its subsidiaries.
Alliance Trust Asset Management Limited is the Authorized Corporate Director and Operator of the Alliance Trust Investment Funds ICVC, an Open-Ended Investment Company. Alliance Trust Asset Management is also the investment manager of the Premier Alliance Trust Investment Funds ICVC whose Authorised Corporate Director is Premier Portfolio Managers Limited.
Alliance Trust Asset Management Limited is authorized and regulated by the Financial Services Authority and is entered on the FSA Register under the Firm Reference Number 479764. The Financial Services Authority may be contacted at:
25 The North Colonnade
Canary Wharf
London, E14 5HS.
1.1 Registered Office and Corporate details of Alliance Trust Asset Management Limited, Alliance Trust PLC and Alliance Trust Savings Limited.
Alliance Trust Asset Management Limited
Registered Office:
8 West Marketgait
Dundee DD1 1QN
Tel 01382 321000
Registered in Scotland.
Company Registration Number SC 330862
Alliance Trust PLC
Registered Office:
8 West Marketgait
Dundee DD1 1QN
Tel 01382 321000
Registered in Scotland.
Company Registration Number SC 1731
Alliance Trust Savings Limited
Registered Office:
PO Box 164, Meadow House,
64 Reform Street,
Dundee, DD1 9YP.
Registered in Scotland.
Company Registration Number SC 98767
2 General
2.1 Legal Information
You are responsible for ensuring that you have access to a device that is able to access this website. You accept that Alliance Trust Asset Management is under no obligation to you to overcome any restrictions on your ability to use this web site because of the specification of any device, configurations, operating systems, installed software, personal firewall settings or any other matter related to the access by you of this website.
Subject to the following paragraph, the information contained on this site is designed for users’ personal, non-commercial use. Alliance Trust is not liable for any reliance placed on any of the data contained on this website by any user of this website.
The copyright and all other intellectual property rights in the contents of this website belong to Alliance Trust Asset Management. You are not permitted to pass off any of the information displayed on this website as your own or incorporate this website or any part of it in any other website or domain. further, you may not redistribute any data contained in it about market performance or specific fund performance to any other person, except to the extent to with you are an authorized financial adviser or other investment professional advising clients in the course of your regulated business.
Alliance Trust Asset Management has taken considerable care to ensure that the information in this website is accurate, as at the date of publication. However, no representation or warranty, express or implied, is given as to its completeness and accuracy. Nothing in this information or elsewhere in this website shall exclude, restrict or limit our duties and liabilities to you under the Financial Services and Markets Act 2000 or any other requirements we are bound to comply with.
Any research or analysis contained in this website has been procured by Alliance Trust Asset Management for its own use and may be acted on in that connection. It is provided to you only incidentally, and any opinions expressed are subject to change without notice.
2.2 Links to other Websites
This website contains links to other websites. Using links to other sites is at your own risk. Alliance Trust Asset Management is not responsible for the data protection policies of, nor does it endorse the content of, sites which are linked or can be accessed from this site or external sites that link with this site.
You are not permitted to pass off any information obtained from any external websites which can be accessed via links from our website as your own, or incorporate the links to those external websites or their content into your own website or domain, or redistribute their content to any other person.
2.3 What is Alliance Trust Asset Management’s policy on the use of cookies on this site?
Cookies are text files sent from a web server to an individual computer to enable the browser to 'remember' certain information.
We use cookies to record when an individual has confirmed that they have read and accepted the legal information on the site. This helps us to make sure that you do not have to answer this question every time you visit the site. Instead, you are asked to reconfirm your assent after a period of thirty days.
We do not gather any personal information about you or your computer by using these cookies. You can disable cookies generally by changing the relevant settings on your browser. However, please note that you will not be able to access some parts of the site if cookies are disabled on your computer.
3 Complaints and Compensation
3.1 Complaints
A copy of our Complaints Procedure can be downloaded here.
If you are not satisfied with the way in which your complaint has been dealt with, you may be eligible to take your complaint to the Financial Ombudsman Service. Futher information can be obtained from:
The Financial Ombudsman Service,
South Quay Plaza,
183 Marsh Wall,
London E14 9SR
Telephone: 0845 080 1800
www.financial-ombudsman.org.uk
3.2 Compensation
Alliance Trust Asset Management Limited is covered by the Financial Services Compensation Scheme, which means if we become insolvent, you may be entitled to compensation. The level of compensation will depend on the type of business and the circumstances of your claim. Investments are covered for 100% of the first £30,000 and 90% of the next £20,000, so the maximum compensation is £48,000.
Further details of the Financial Services Compensation Scheme are available from:
The Financial Services Compensation Scheme
7th floor, Lloyds Chambers
1 Portsoken Street
London E1 8BN
Telephone: 020 7892 7370
www.fscs.org.uk
A statement describing your rights to compensation is available from us on request.
4 Anti-money laundering
Alliance Trust Asset Management must adhere to anti-money laundering legislation. This requires us to carry out identity verification checks. If we cannot adequately verify your or your client's identification in accordance with the legislation, we reserve the right to refuse the investment. If the funds are invested prior to the identity checks being carried out, we will not release the proceeds until we receive adequate verification of your or your client's identity.
The information in this website is directed at and intended for use only by UK residents. It is not intended for use by any other person and in particular residents of the United States of America.
5 Telephone Security
For security, compliance monitoring and training purposes calls may be recorded.
6 Regulatory Information
It is important that you read and understand this section before entering into any investment agreement with Alliance Trust Asset Management, as it provides legal and regulatory information relevant to the investment services and packaged products referred to in this website.
This web site is issued in the United Kingdom and is intended for the information and use of United Kingdom residents only. Any individuals resident out with the UK should consult their professional advisers to obtain guidance on whether they need to take any action or receive any consents to enable them to invest in products mentioned in this site.
The information contained in this website does not constitute an offer of, or an invitation to apply for, securities in any jurisdiction where:
- such an offer or invitation is unlawful, or
- in which the person making such an offer is not qualified to do so, or
- to whom it is unlawful to make such an offer or invitation.
The information has been issued and approved by Alliance Trust Asset Management Limited and does not in any way constitute investment, tax, legal or other advice. Alliance Trust Asset Management Limited does not give investment advice. If you are unsure whether any of Alliance Trust Asset Management’s investments are suitable for you, please consult your financial or other professional adviser.
Before investing in any packaged product offered by Alliance Trust Asset Management you should read the Prospectus and other documents relating to the investment. Investment in any Alliance Trust Asset Management investment should only be made on the basis of the offer document (i.e. the Prospectus).
7 Risk Warnings
Investors should be aware of the following risk factors when considering any investments available through Alliance Trust Asset Management :
- Past performance is not a guide to future performance. The value of investments and the income from them may go down as well as up and are not guaranteed. You may not get back the full amount you invested.
- For foreign currency denominated investments, changes in the rates of exchange between currencies may cause your investment and any income to go down or up.
- Legislation, taxation, and HM Revenue and Customs practice may change without notice. In particular, the current taxation levels, bases and reliefs may depend on individual circumstances and could be changed at any time in the future.
- Specific investments may have additional risks. In particular, when investing in packaged products offered by Alliance Trust asset Management you must read and ensure that you understand all plan documentation. Particular reference should be made to the further information and product specific risk factors detailed in the Simplified Prospectus.
- You should be aware that if you use an investment to achieve a target benefit there is no guarantee that a target benefit will be met, even where contributions are maintained, Inflation can erode the real value of capital.
- The charges and/or expenses associated with the investment may increase in the future.
- Inflation can erode the real value of capital.
8 Taxation
Alliance Trust Asset Management is unable to give tax advice.
9 Interest rates
Interest rate changes will affect the capital value of the investment. There is likely to be a negative effect on capital in the event of rises in long-term interest rates.
10 Data Protection
The privacy of anyone using this website is very important to us. Alliance Trust Asset Management Limited is registered as a data controller under the Data Protection Act 1998 and any information you provide to us will be held and processed by us in accordance with our obligations as data controller under that act.
Alliance Trust Asset Management will not store any personal information about you obtained in connection with your use of this site unless you specifically provide us with the information. Any information you do provide will remain confidential and will be processed only for the purpose specified in this site. The information you do provide will be recorded, processed and retained in electronic and/or paper form.
We may hold and process information for the administration of the service(s) for which you are currently applying or may apply for in the future, for the operation of your investment (including, for example, for registration and distribution purposes). Where an authorised financial adviser acts on your behalf, we may disclose information concerning your investment to that financial adviser.
We may share your information with other Alliance Trust companies and with other organisation in order to provide information or services to you, if we are under a legal or regulatory obligation to do so, to prevent and detect crime, or if we believe that you may be interested in the products or services offered by other organizations.
If you do not want us to use your information for any of these purposes, please contact us at Alliance Trust Asset Management, Meadow House, 64 Reform Street, Dundee DDI ITJ.
Alliance Trust Asset Management is not responsible for the data protection policies of any sites linked to this site.
You are entitled to request details of information we hold about you upon payment of a fee and to require us to correct any inaccuracies in your personal data. Please contact our Compliance Officer for these purposes.
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